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File created: Nov 18, 07

This is Marina Ludkova

or Anastasiya Podzolkova

working with Ekaterina Suvorova

Marina LudkovaAnastasiya Podzolkova

Kemerovo, Russia

Here is her letter...

Hello my darling ****!

I hope you glad to hear from me today. I hope you are ok and my last
news didn't totally disappointed you. **** are you disappointed in me? Please write me
back and say me that I am wrong and you are not disappointed me. I think these words will
help me to overcome this situation more easily and will uplift my mood. I hope I will hear
from you soon. I will wait your next e-mail with great impatience. Because I am in bad
situation and I need to feel your presence and your care. I hope you can understand me. I
would do all I could to take care about you if you would be in situation like me. But I want to
wish you be lucky and that all bad things will never happen with you! **** I want to tell you some
details about my accident and want to give you some information about how we can be
together. I searched during yesterday the way how I can fix my problems and how we can meet in
appointed time. I hope you will understand me and will try to help us to meet. Firstly in my
last e-mail I forgot to tell you some things about accident. I already paid almost all money for
accident. I had no insurance of my car and that's why I was forced to pay from my pocket. Here in
Russia not everyone have insurance because we don't have obligatory insurance. If man want to
insurance car, he will do it, if he don't want, it's his choice. I hope you can understand me. Also
we couldn't find boy and eyewitnesses. This accident was happened in the evening and there were
no almost any people. But when I could find one man and asked him about accident he said he
saw nothing! I was sad. I thought a lot about my car and I decided to left it on a parking and
I will try to sell. Ok, that's all about my car and payment for accident. Right now most
important thing is where to find money to pay to agency to get back all my documents and
ticket!!! Yesterday I tried to get a loan in the bank, but I was refused. I tried to formalize it on my
mom, but she was refused too because she is a old pensioner and don't have any incoming than her
pension. ****, dear, please forgive me, I didn't want to ask you about any financial help!!!! It
would be last thing I would ever asked you about! But I don't see any way how to overcome this
situation. I understand that it may be hard for you, but can you help me with getting money? I am so
sorry and this is a disgrace for me. I know you thought I am independent and self-reliant person
but now I think you could change your mind? Am I right? Please tell me that I am not right! I
really hope for it. I am crying! I am asking myself all the time how it could happen???? Ok,
please forgive me for my tears. I want to tell you some details of my searching. I went to
agency and asked them about can you send money to agency directly? They said that they don't work
with foreign citizens. I found out that they work with Russian banks and Russian citizens.
They even don't allow credit cards and use cash only. You know **** the credit cards are not
popular here and all population of country prefer to use cash. The person who use credit card is rare!
So they said that I have to pay them directly by cash like I did it before. Also I went to bank
here and asked them could you send me any money from your country to me, here. They said that
there is no any bank who work with foreign banks. You know my town is small. I asked maybe I can
find this bank in Kemerovo. They said that there is some banks but to get account there and to transfer
money from your country **** to me will take one-two weeks. I think I don't have so much
time! Sorry but our bank system works slowly. I have asked employee of the bank maybe there is
other way how to make transfer from one country to other. He said me that he know company
which make money transfers in the world The name of company is western union. I hope you know
this company. I remember, I saw advertising of this company on TV. He said that I need to learn
how they work in the office of western union and gave me address. I was glad and thanked him. Dear
I found this office and I learned how they work and what we need to send funds. **** if
you have possibility to use service of this company and want to help me to get documents back
here is information for you. But I have one problem with using western union service. I know
that it's single way you can use to help me but I hope you can understand me. I hope it will
not be a problem for you. I found out that I can't receive any transfer from you ****. I found
out it in the western union office! I can't get it because I am unemployed and have accident
bills. This is our rule here. I was sad. When I found out it I went to my friend and asked her
about help. She will be glad to help me. Thanks the God that I have good friends! So if you
will go to western union to send funds please send it to the name of my friend SUVOROVA EKATERINA!
Don't forget, use her name! I need 740$. You can send it in dollars, I will exchange it to rubles.
To send money use this address:
URALSIB
OKTYABRSKAYA, 8
BELOVO
RUSSIA
This is address I was told in bank. We have branch of Western Union in
the city named Belovo, this is about 26 kilometers from my town. We will go there together with my friend. Also
I will need from you this information: confirmation number of
transfer(10 digits), sum of transfer, full name of sender and address of sender. If I will not
have any of this information I will not be able to pick your transfer up! Please don't forget, I need
all this information!!! I will be glad if you will send me information like I wrote here:
Sender's name:
Sender's address:
Confirmation number:
Sum of transfer:
It will be more convenient and easily for me. I just  want to be sure
that all information is correct and don't want to make a mistake when I will write in papers in
western union. If I will make mistake they will not give me your transfer! I hope you can understand
me honey! **** now I want to tell you some details of my trip and of my documents. If you
will help me I will pay to agency immediately and will get all documents and ticket to New
York City. As you can understand I lose my ticket on November 10, but I asked in my agency about it,
and they told me that if I will pay this money before November 24 (my last date) they could reserve
tickets for me on any date than Sunday. So if you will help me with this bills, I will go to Moscow in the
next day and the day after next I will go to the States. I have to visit office of agency there to get
additional documents and directive to my new work. Also I will get advance there(3500$). Unfortunately I was
informed that I will get this money only after I will sign the contract. So when we will meet each other I
will give you all money back and you will lose nothing!!! I promise that I will give it back to you! Are
you ok with it dear? I think it's good thing. After I will get all papers I will come to you! Agency
will take care about my road from their office to your area! They will pay for it! So we don't need
to worry about it. I will call you form NYC and I will try to find place where I can send you
e-mail. I will send you all details of my coming to you and we will be together!!!! Are you glad
my dear! I hope it will happen and we can be together during November. I want it so much and
hope for you my dear! You are my single hope in this world! Please don't leave me in this
terrible situation! If it will possible for you to help me  I will go to western union and will try to pick
your transfer up and will get documents immediately. Then I will write  you and will send you all
details of my documents and about dates of coming! Don't worry I think everything will be ok and I
will be careful with your funds also my friend will be with me! Also remember I need to pay to
agency until 24 November or I will lose all: all my documents, opportunity to get it again during
long time or at all, good chance to get good work and possibility to meet you and to be with you
****! I hope you trust me and will help us to meet. My dear I decided to make big and serious
step in my life to come to unknown country, to meet you and to be with you! I hope you understand
that my coming will change my life seriously but I want it ****! I really want it!!!

Ok, ****, I need to go now. I will wait next letter from you with good news!
With hope, sincerely your Marina.

P.S. I have attached copy of my passport and ticket. This is part of documents I will get.
The agency allowed me to scan it. I sent it because I want to show you that I am really coming.
This is the ticket that I give back to agency, but if you will help me, I will make the copy of new ticket and will send it to you.

more...

Greetings my dear ****!

I am very happy to receive your letter today. I waited very much today to write to
you as soon as possible.

Also it was very interesting to me to receive your letter. My work today passes well
enough. But I much

I think of you. I right now test such pleasant feelings. When I began to write to
you I did not think that I shall be

To test similar feelings. With each other letter which I wrote to you I all more to
appreciate our friendship.

I trust you. I in general think, that the present love will consist of the following
components. It:

1. A physical inclination. I to you have a physical inclination. YOU have to me a
physical inclination?

2. Trust. I trust you completely. I know, that you the good person. I want to hope,
that you trust me also.

From the first letters I wanted, that between us there was a trust.

3. Understanding. I think, that I understand yours the purposes in life. I know,
that you want. Both of us want to have family and to be happy.

Our purposes coincide!

4. Feeling of the responsibility. I shall never cause you a pain. I shall be always
true to you. I shall never deceive you.

I would like, that you also never have offended me. I can give you a part of my
heart and soul. If you might look in my heart you would understand, that my heart
very pure and it is open for you. Please, do not deceive me never and do not break
my heart. OK?

  Today I have rather good news to us. I have set of the information and it will
help us in our future life!

My ****, I found time and I went in agency of travel and I spoke from ladies who
very well explained all to me.

Lady has told me at once, that it is complex enough process to receive the visa.
There are some types of visas.

She explained me, that if to take all things correctly it will be possible to have a
meeting soon. I however shall not speak now about terms,

When I can receive all documents ready. So, I to you now shall tell that it is
necessary for us to do to be together.

To my affliction, I can not receive the visa in our city. To receive the visa to me
it will be necessary to go to Moscow.

Lady in agency explained me, that in Russia the embassy of USA is present only in
some cities. The city closest to me is Moscow.

In other words I should go to Moscow to address in embassy of USA for the visa. I
have already defined type of the visa which is necessary for me. As my first
visiting will be short, I shall go probably in USA as the tourist and I shall
receive the visa of the tourist.

It for us now the best way. It will demand less time to receive the visa of the
tourist and that the smaller quantity of money will be not less important to cost.
This visa refers to as as B-2 and sheis valid within 6 months after I shall arrive
to USA.

This the visa will cost for me approximately 150 dollars. Cost of the visa will
include also various taxes. Except for my visa

I shall require the passport. I have no my passport and consequently I should
receive the passport. ****, you already know, that I did not travel outside of
Russia and consequently I have no my passport. That I shall receive the passport to
require in 100 dollars.

Lady also explained me, that in USA will pass only healthy people. I think, that I
quite healthy woman. I at work

Passed a medical board and to me have told, that all is good. I healthy! But anyhow
for embassy of USA I should pass

Medical board. It will take from me additional 50 dollars.

Also it will be necessary for me to fill in the questionnaire. Registration of all
my data and filling of questionnaires will demand 75 dollars. As you already

You see, it is necessary to take many things to go in USA. I expected it. I and
thought, that it will not be simple to visit USA.

But I should tell, that the meeting is more important. I am ready to take all things
to arrive to USA. Obviously, all difficulties will be overcome by I in Moscow. By
the way, I also thought of residing at Moscow. I should live in Moscow some time
while my documents will not be ready.

My loved, I should you tell, that I while precisely can not tell as will be soon
ready my documents that I might arrive to USA. It will demand probably approximately

2-4 weeks before I can receive my visa and the passport. I want to tell to you, that
I shall remain in Moscow approximately 5-6 days and then I shall be

Houses to wait while my documents will not be ready. You understand about it? It
accommodation costs will be additional. Yes, I think, that my trip will demand many
money. We should take these steps anyhow. I want to tell you, that I already
completely It is ready to go to Moscow and to take all things to our meeting. I
promise you, that I shall be to give all my forces taking all things as it is
possible soon. Loved, I think, that my first visiting of you will last from 2 weeks
- 2 months. Depending on conditions the visa. I should anyhow to come back home. If
things will go well between us I would like to change my visa and to remain with you
for ever! What you think of it?

My ****, now allow me to sum up my expenses to our meeting. So, my documents will
take approximately 375 dollars.

My trip to Moscow will demand approximately 25-30 dollars if I shall

go by the bus. These are 800 kilometers and I think, that

It is the real price. Also I shall require money for residing. If really to estimate
my opportunities, I can lift only a part of money to pay my documents and residing.
My parents also know about all expenses and daddy has told, that can give me

200 dollars. Also to me should to pay100 dollars at work. It already 300 dollars to
our meeting. It already the most part!

****, I also want to tell you, that without your help I can not arrive to USA. I
shall try certainly, but I am not sure.

If to take into account cost of residing and also cost of all documents and expenses
for movement on Moscow and to the Moscow,

I think, that it will be necessary for me on the most minimal variant approximately
750 dollars. It is many money for me. I am sure, that it is a lot of

Money also for you. But it is the obvious and real prices and we should pay it. I
would like, that we divided this cost.

I want to tell you about it because I like to speak a thing directly at once.
Certainly it is not so convenient for me to speak with you about money.

Especially to ask you about the help, but I am compelled it to do. I think, that it
will be fair if we shall divide cost

My documents and other expenses. I would like to ask you that you sent me
approximately 450 dollars. I want to tell, that

Probably there will be unplanned charges, but it will not be much. If you will help
me of 500 dollars I think, that it will be to take all things with documents enough.

I certainly promise you, that I shall take economy. Believe me, I am able to count
money and to save. Life in Russia of me has learned this. 500 dollars it is many
money.

You will help with it, ****? I shall try to save even some money to my residing. I
shall be compelled to live in hotel in Moscow because I have no more place where I
may I shall remain. I the strong woman and I shall find in myself forces to take all
things to our happiness.

My ****, I shall hope very much, that you are capable to help me with money for
documents and other expenses. Also other question.

I also thought of the ticket aboard the plane. I shall require it also. And we
should speak about it also. Unfortunately, I shall not have

Money for my ticket. If you might buy the ticket for me then I would be very happy
also our meeting would be held soon.

I am not sure about cost of the ticket aboard the plane. It is probable 900-1000
dollars. Please, find out for me this information and inform me most

The airport close to you in which we the first time shall meet! OK?

I shall hope, that for you it there were good news to our meeting. I do not want,
that we were prevented by money. In our life

Money play the big role. But I do not want, that money put a barrier in our
relations. Excuse me please, that I asked you about the help. I think, that it is
fair.

Other question. How I can receive your money? Also it is necessary for us to think
of it. Once again, it is very a shame to me to ask you about the help.

I shall probably one of the happiest women in the world if we shall unite soon our
hearts. No, I to not rush very quickly!! I want to arrive to you and to live with
you some time!

We should have some time together to continue our relations further. I think, that
you understand all urgency of our meeting.

I also should tell, that I know some ways of transfer of money in other countries.
When my daddy made a business trip to Bulgaria he sent us home some money and he

Used the Money Gram. You heard about it? Daddy speaks, that if to send money to very
big distance

It is better to use the Money Gram.  I shall give you the address of our bank in
city of Kirov.  I can receive your money there. It will be necessary for you to
specify the following information:


Name - Anastasiya
Surname - Podzolkova
RUSSIA
Nizhniy Novgorod
NOVAYA 17b  603000

Recently my father talked to my uncle who lives in Moscow. He informed, that can
help me with funds for my arrival to you. He has bank account, but now he cannot
remove from there cash, but the option is accessible to him to translate money on
other bank account or a credit card. Unfortunately at me would be not present any
familiar to whom at whom there was an accessible credit card and to whom I could
trust as well as to you. My uncle has suggested to send his money from the account
on your bank account or a credit card. He can do it with the help of his company at
which there is a branch in the USA. You agree with this variant?

I shall hope, that we shall take all things as it is possible soon. I talked to my
director and I shall have a vacation, that

To visit USA. I can take all things here and now only it is necessary to solve a
thing with money. I very much shall hope for you.

I know, that you not materialistic the man and you will not regret money for our
meeting. There are things on the order more important,

Than money. It is love and family for example and we should not forget about it.

  Well, I shall close now this letter. I shall wait from you good news soon. Take
all things soon.

Only yours, Anastasiya.

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